This movie is rated 14+ because it includes:
-Sexual content and Nudity, by this it only shows kisses between the two main characters and ways of showing affection like hugging, ect. It also shows women in no such lingere, nor men. All characters are fully dressed, except for two scenes where four men are shirtless, because its hot outside. -Violence, There is only one scene with violence, and it is where Michelle Brown locates the theif who stole her identity, later with the police trying to track them down. -Language that may offend, Only words such as, "Bullshit, Crap and Jesus Christ," are used. As you can see this movie is rated 14+ however the amount of mature content is minimal.