Nick and Elsa go shopping for items for the baby. Michael goes off to see the bank manager to extend Blackthorn Farm's overdraft limit. Jack and Sarah are unimpressed with Archie's lack of work around Emmerdale. Nick is amazed at the amount of money he and Elsa are expected to spend on baby items and begins to worry that they won't be able to afford it. Kim tells Kathy she wants her at the hunt as her colleague, decked out in full hunting gear. Michael arrives back from the bank in a bad mood. He tells Elizabeth that the bank have refused their overdraft and have called in their debt - they're broke. Robert gets a part in his school nativity play as the Innkeeper. Rachel is shocked when she finds out Tony has been to see Kate in prison for a second time. Michael and Elizabeth go over their accounts and discover they're worse off than they thought.
