It's Carl's 21st birthday, and Frank, Libby and the Maguires are planning a suprise party for him. Carl gets a job working for Jamie. However, his first job does not go to plan when Kelly steals money which was supposed to go to a business client. The business client in question is a ruthless psychopath. Left alone with him, Carl faces the most darkest experience of his life, and his problems have only just begun when Jamie accuses him of trying to steal from the family. Meanwhile, one of Joe's money-making schemes comes back to haunt Chesney, leaving him and Sita in debt. Mickey encourages Chesney to set up a gay hotline. Chesney is reluctant, but Mickey is left wondering what he has started when Chesney becomes addicted to the hotline.