SwipeSkins could be demolished in two seconds by the banks. In fact a lot of its appeal is already swiped away from them since many US banks already offer customization of cards with either licensed art or allowing their clients to upload custom creations. Not so common in Canada by comparison, to be fair. Though those US cards are still on plastic, but again, their patent only covers swapping a chip off of a plastic card and onto a metal one, which the banks could totally side-step by just not bothering with a plastic card to begin with. After all, that Apple Card is metallic, and lots of firms like to imitate and/or outright copy them so there's nothing really stopping them from making available premium customizations of their own.

I have a feeling Vince is right, he just wanted a Dragon for credibility, and Arlene's got a point too, he's gonna be distracted playing whack-a-mole against copycats, and perhaps banks/credit card vendors may choose to go with the no-fun approach and crack down on it.

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