Tai-long asks Tsoi-shan to give him a chance as he claims he is back on the straight and narrow. Tsoi-shan is counting his pennies. He also wants Nga-yau to learn household financial management from Mei-foon. But Mei-foon’s extreme way of managing household finances causes Nga-yau to feel ridiculous. Tai-long becomes a security guard. On the first day of his new job, Tai-long realizes his boss is Hong Lok. Tai-long just has to endure Hong Lok’s mistreatment. Tsoi-shan’s thriftiness is getting out of hand. He even suggests not allowing Yat-tung to attend playgroups. Nga-yau sees right through Tsoi-shan that he uses some unusual maneuver to avoid Tai-long. Tsoi-shan criticizes Tsoi-fung as Chi-chung reveals Tsoi-fung is causing the company to lose money. To vent his frustration, Tsoi-fung decides to let Tai-long stay at his place. Mei-foon finds out Tsoi-shan is not honest with her. She angrily runs away from home as she also knows Tai-long does not want to see her.
